Grants and Assistance Programs For College

We’ve done the research and found some of the best resources that can help you afford for a college education. Check out these programs to discover ways to pay for tuition, lodging, books and more. Where there’s a will there’s a way!

Diverse group of students standing outside

Are you searching for ways to pay for college so you aren’t saddled with debt for the rest of your career? Are you feeling stressed about the high costs of higher education?

There are many programs and resources to help people like yourself pursue an advanced degree. Take a look at the programs that could match your situation, and find out how to achieve your goals without feeling strapped by financial burden.

Paying For College During COVID-19

The recent pandemic may have tanked your plan for paying for college with family funds. Many students and families have recently experienced reductions in income, resulting in less money available to pay for college.

you’re considering postponing college, taking a gap year, putting off enrollment, or dropping out of school due to costs, don’t give up yet. There are many programs including some emergency funding options that could help you get into and stay in college to earn your degree.

If you are already enrolled in a university, the first step is to contact your financial aid office right away. Expert advisors can assist you in determining your options, some of which may include funds specific to your college or university.

Appeal For Financial Aid

If you’re already in college, you may have had a radical change in your financial situation in the last couple of years. Find out if you can appeal your financial aid awards. Many schools allow students to appeal financial aid decisions, some with a letter and others with specific forms.

Some institutions have specific awards and grants to help students. Check with your financial aid office for details and to see if you could qualify for getting extra aid.

Apply For Federal Student Aid and COVID-19 Emergency Grants

The Federal government has programs to help students pay for education. One of the best places to start is to check out student aid, beginning with FAFSA, or Free Application for Federal Student Aid.

In addition, you may find more funds are available under the Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act. The emergency funds are in the form of a grant or gift aid, meaning that they do not need to be repaid.

Unlike a loan, these funds can help students who have been affected by the pandemic to pay for university or college.

To find out more, contact your school's financial aid office to explore grants and federal funds. These can be used to pay for essential expenses such as food, housing, course materials, child care, and healthcare.

Apply For Scholarships

If you’re already enrolled, scholarships are still a great place to explore. You may be able to apply for a program and get financial aid — even mid-term.

Check out the sites for scholarship opportunities such as Scholarships.com and FastWeb.

These sites are great places to explore grants, scholarships, and application tips. Just create a profile and you’ll be matched with potential scholarships, grants, and internships. This is one of the fastest and most convenient ways to apply for multiple awards.

Boost Your Income

It may seem like a last resort, but working remotely can help with paying for the costs of education. At the same time, you can often gain valuable experience and build your professional skills, while expanding your network.

With the increase in freelancing and remote working, there are more ways than ever to make money while you get an education.

Consider jobs that you can do on your schedule, so you won’t cut into class or study time. Use online resources such as FastWeb and craigslist to search out local part-time jobs.

These may include a diverse array of jobs such as:

Explore Non-Profit Programs

Many non-profits have created emergency relief funds to assist college students financially impacted by COVID-19. Check out the existing resources in your state by visiting 211.org or call 2-1-1 to speak with a representative.

Some non-profits such as United Way have programs to help college students pay for housing, food, laptops, and school expenses.

For instance, United Way has an innovative partnership with Seminole State College of Florida and the Central Florida College Access Network, called Destination Graduation.

This program supports at-risk students with the resources they need to stay in school. Using 2-1-1 information and a referral specialist, students can connect with on-campus and off-campus resources. This program aims to increase the graduation rates of low-income, first-generation, and veteran students with comprehensive support.

Consider Private Student Loans

If you’ve done your homework with grants, funds, and federal loan programs, consider private student loans. This can be useful for all or a portion of your financial strategy to pay for education.

Each loan has unique criteria, however often you can power up to 100% of the total cost of your education. This can give you enough funding to pay for tuition and your living expenses of room and board.

Interest rates are at a historic low, so it is more affordable to borrow money. Check out the options and pick a repayment plan and terms that work best for you. Look for the flexibility and support that you need to get help with tuition.

Expand Your Community

While you’re searching for ways to pay for tuition, lodging, food, and books, keep expanding your community outreach.

Talk with students at your school, college, or university. Find out how your peers are managing to cover expenses while getting an advanced degree.

If you are still on the fence about which school to attend, talk to students at different schools in your area. You may find some unadvertised resources, and make new friends at the same time.

Wrap Up

If you are struggling with paying for college, reach out for assistance. You’ll find many advisors and specialists who are happy to help you connect with resources and get the support you need to further your education.